Wealth Squad Reviews – Chris Johnson Wealth Squad Review

Wealth Squad Reviews | Overview

Welcome to this Wealth Squad review, which is a subscription group created by Investment Twitter Influencer Chris Johnson. For those of you who don’t know him, Chris came into prominence on Twitter and Instagram over the last 2 years or so offering Investment related content as well as courses relating to making money online and Investing in the stock market, a lot of the time with a focus on how to earn passive income with dividends.

Cyber Money is considered his fundamental flagship product, which I reviewed here.

Chris Johnson continues to post free content on his Social Media channels and recently opened up a paid subscription members group called Wealth Squad, which is advertised as the place where he posts more regularly and offers more on-the-spot picks and investment advice as the market is happening.

wealth squad reviews
Chris Johnson

Subscription groups are a big thing lately I notice as naturally, a reoccurring income is better than customers just buying a one time product. You see this everywhere, from groups like Wealth Squad to apps like Photoshop all becoming subscription-based over the last few years.

While this is annoying in some instances, for keeping your finger on the pulse with regards to investment picks and advice it actually makes sense as the market is constantly moving and changing.

Wealth Squad Reviews | What is the Wealth Squad?

On Chris Johnson’s Twitter account the pinned tweet describes the Wealth Squad as

A community to discuss, learn, and collaborate with other members and our experts. We discuss categories such as: Stocks, Options, Dividends, Flipping, Sneakers, Real Estate, E-Commerce, Branding, Taxes, LLC’s, Fitness/Health, Crypto, Amazon, Ebay, and even more.

We now have almost nightly lessons where you can ask questions with our experts and they go over their topic. Can’t make the day? Don’t worry, all lessons are recorded and you can watch at a later date. 25$ / Month cancel anytime.

Wealth Squad Reviews – Chris Johnson (Twitter)

This pretty much sums it up as well as I could put it. The all in one community for “get money, buy income,” the slogan of Chris Johnson.

In essence, the Wealth Squad is (on-going) sequel or follow up product, which was created for those looking for premium content after going through Chris’s Cyber Money course, or just wanting to find out more about what he invests in after seeing snippets on Twitter.

Despite what I think about Wealth Squad, it’s no denying that Chris has been successful with investing over the past 10 years, which is how long he says he’s been involved with investing in the stock market.

Like me, most people are not trained or skilled investors and would much prefer someone else with more knowledge do the work for us and provide guidance, a pathway, or even exact picks and trades we should pay attention to or take action on.

The advantages to this are that if you are sitting there with money in your hand, but don’t feel confident in your ability to invest it optimally, it’s a much more attractive prospect to be in constant contact with the guy driving the lambo on Instagram, who seems to always be making the right picks, and just following him.

Instagram can be deceiving however, but more on that in a second.

wealth squad reviews
The Wealth Squad Emblum

Wealth Squad Reviews | What’s Inside?

Wealth Squad is a paid community made using launchpass.com as the paywall, and discord, which is where everything is actually happening. In a nutshell, Wealth Squad is basically a discord forum and sub-forums.

For those unfamiliar with Discord, it’s free to download and is essentially a forum/chat with multiple channels that you can be part of depending on what you need. Similar to forums and sub-forums.

With the Wealth Squad Discord channel you have a huge number of different categories of channels or sub-channels. There are channels for

  • Introduction Channel / Wealth Squad University
  • Newbie & Support
  • Stocks
  • Flipping Products
  • Business
  • E-Commerece
  • Real Estate
  • Credit
  • Personal Finance
  • Crypto
  • Forex
  • Health
  • Ebay
  • Amazon
  • Canada
  • Misc.

Within all of these channels, there are also sub-channels. For example, under the Stocks channel, there are channels/chats about dividends, stocks, options etc.

Below is what you should expect to see inside discord as far as channels and sub-channels go.

wealth squad reviews

While this looks expansive and appears to be about everything, I find it spreads everything a bit too thin. A lot of these sections aren’t really active despite how it may look in the screenshots.

I think Wealth Squad would be better off being more focused to Investing and the Stock Market since thats where most of the action is anyway and thats where the majority of the expertise is.

This is consistent with his products also as I’ve found that while his investment products are quite good, there are much better products and experts out there when it comes to the other channel subjects, namely Crypto, E-Com, flipping, Amazon, and E-bay.

Having said that, the Stocks channel and sub-channels are active with discussions going on everyday.

Sometimes, you find expert advice and picks, but a lot of it is also speculation amongst members, and while this can be addictive to read, be excited about, and fantasize about hypothetical gains, it’s not why you should be joining a community like this. You should be joining to B-Line it to known experts and get their picks and knowledge, not hear about what bigjohn12369 has to say.

If you’re you’re looking for random speculative conversations about what is or isn’t going to “moon,” there is plenty of that on Twitter.

wealth squad reviews

Wealth Squad Reviews | My Experience

Since earlier last year, I’ve become a member of a few communities online. For reasons I mentioned earlier, I think the sense of having a live community of filtered, high-value knowledge is simply better than browsing through Twitter and other Social Media platforms.

I value my time more, and while we are all guilty of a fair bit of aimless Social Media browsing, I wanted to optimize those moments, so that when I was chilling or taking a break, I still wanted to be reading or looking at things worth looking at.

If I’m not actively doing something, I at least want to be passively taking in optimal information, which you simply don’t get on standard Social Media platforms.

With investing, I find it particularly important as I’ve said. I could go without being part of a men’s community or a fitness community, as the rules for success in those areas remain constant. I’m in those more for to pick up, share, and socialize with like minded people as it keeps me motivated.

In comparison though, being part of an investment group is 10x more important due to the fact that it’s the opposite of constant. The markets are constantly changing, dangers are constantly arising, and opportunities are constantly being presented. If i was to recommend joining any community, it would be an investment one, FIRST.

Having said that, I don’t actually find Wealth Squad to be my first choice of Investment groups for reasons I touched on earlier. I find that for the price and the expertise-on-hand doesn’t align for me as well as the group I ultimately chose to remain a part of, which you can find out about here.

I like to give everything a chance, but ultimately I’m going to go with that which has the most actual value, not hype, not biggest influencer running it, and not the flashiest. But, the one were after joining a few at the same time, I can look at which one contributed to my bank account increasing the most made me the most.

Always, follow the facts and figures. Which one is ACTUALLY the most value? and the one ACTUALLY giving you the picks that make you money?

Wealth Squad Reviews | What People Are Saying

Naturally with any influencer in any niche with an info product, you’re only going to be privy to the wins, not the losses. Chris’s Social Media is no different. It’s stacked full of wins, and testimonials of wins, and videos of wins.

The thing with Options trading is, it ultimately carries a lot of risk, and therefore it ultimately isn’t going to be all wins, or everyone would be a millionaire.

Are people winning in Wealth Squad?

Wealth Squad Reviews | Testimonials

wealth squad reviews
wealth squad reviews
wealth squad reviews

One thing that is important to remember that online, these people are predominantly marketers, so everything you see on Social Media has been strategically place there to make a product look amazing.

Nobody is naturally that altruistic towards strangers, so beware of people overly announcing that they want you to succeed.

People ultimately really want themselves to succeed, and every tactic and marketing ploy is there to get sign-ups at the end of the day.

I mean, if you found the secrets of how to constantly win at something, would you be out there telling strangers just because you really want them to succeed, too? People you’ve never even met? Probably not. You might be able to help them, but you’re trying to make the money off the Info product first. That’s the game.

Having said that the Wealth Squad will give you picks here and there. As I said, the groups are spread a bit thin and I did spend most of my time just reading through what other members had to say, and they were ultimately people I didn’t know or trust. I still only paid attention to Chris’s picks, which are fine.

However, holding out for one person is something I didn’t like that much. In the current community I’m in, there are a lot more experts, a lot more calls, and a lot more contact with the people who know what they’re talking about. With an investment group, this is the real selling point for me, and it should be for you too.

Remember, the point of joining communities is to B-line it to the experts, so you don’t have to waste time becoming one yourself. Success values speed.

Wealth Squad Reviews | Conclusion

First, thank you for checking out this Wealth Squad review. There are likely a lot of Wealth Squad reviews out there, so I’m trying to be as legit as possible.

To wrap up, Wealth Squad is a reasonably good community for Investing and trading stocks and options. Outside of these areas, such as with regards to crypto, e-commerce, Amazon etc, you’ll find that the content is average. YouTube has much better content.

Ideally, I think Wealth Squad should be targeted only to investing, and more effort put into giving people what they want and doing collaborations with other investors who are able to take questions and communicate with the members.

Wealth Squad often feels like it’s just another, perhaps more targeted, investment Twitter.

Will you find good picks? Sure. Does Chris know what he’s talking about? Yes. But for the price tag, I don’t think you’re getting as much effort put into the group as you could be.

Wealth Squad Review | My Recommendation

After joining, 3-4 groups at once, and analyzing my results from picks from both groups, as well as the overall value I was getting from each groups, I ended up leaving Wealth Squad in favor of a community that offers more of what I mentioned above, which is Todd Capitals Options and Wealth Building Community.

I just feel like a lot more effort is put into the community on a regular basis. Not to mention that Charles Oglseby III (Todd Capital) is a seasoned investor with extremely high level credentials to back it up. I wouldn’t be surprised if Chris was actually a student of his. If anyone can confirm this, let me know.

There is also a lot more consistent effort put into the group in the way of groups calls, guest speakers, interviews, and Q&A forums/events very regularly. The expertise on offer is just from more people, more often, and more tailored. It makes sense that there are currently 5000 members.

To read a full review of Todd Capitals Options and Wealth Building Community – Click here. I’m currently giving away a FREE, Exclusive Bonus bundle to those who check it out.

I hope you got something from this review. I tried to include everything I could, but if you have any questions, leave a comment and i do reply to everybody.

Thanks for reading.

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Todd Capital Reviews – Options and Wealth Building Community Review

Options and Wealth Building Community Review | Overview

Welcome to this Options and Wealth Building Community Review by Todd Capital. I’ve done a few Todd Capital reviews, as he continues to be a leader in the making money and investing communities online and on Social Media.

His most prominent of flag ship course was his Stock and Options trading course (Review Here), which literally flew off the shelves and made a lot of customers very quickly start making a lot of money with the knowledge that Charles L. Oglesby III (The person behind Todd Capital) was teaching them.

Over last couple of months, the testimonials from those who have gone through his courses have been more than most, even when compared to much larger influencers. This is undoubtedly a testament to the quality he is producing and information he is passing on.

For those who don’t know Charles, here’s a quick bio before we move onto the nitty gritty.

Todd Capital Reviews - Options and Wealth Building Community Review

What is Options and Wealth Building Community?

Todd Capitals Options and Wealth Building Community is an expansion that was created for those who were hungry for more after going through Todd Capital’s programs.

Lets face it, most of us are not professional CFPs or Investers like Charles, and maybe we want to be just lead to the gold by hand, by people who know more than we do, and who have more experience.

It reminds me of a quote I think about often.

Survival machines that can simulate the future are one jump ahead of survival machines who can only learn on the basis of overt trial and error. The trouble with overt trial is that it takes time and energy. The trouble with overt error is that it is often fatal. Simulation is both safer and faster.

Richard Dawkins

In other words, sometimes it’s better to just go straight to someone who has the answer than to keep failing on your own, which wastes time.

That’s is why this community was born. And, I see more and more similar communities popping up all over the place in multiple communities and niches for the same reasons. People simply want a single “goto place,” that they can check in on and keep their finger on a constantly changing pulse, and make/copy moves as they happen.

This is especially in demand with something like investing and option where opportunities can appear and be missed within days or even hours.

Join the best Community for Current Stock/Options Information and Signals

Options and Wealth Building Community Review | What’s Inside?

Todd Capitals Options and Wealth Building Community is centered around a Facebook group, which currently boasts over 5,000+ members 

At the time of writing this, the community has over 5000+ members.  

The Group and Tutorial Bank

The community has seven admins who answer questions, moderate the group and provide tutorial videos to common questions. Upon joining the group, many members comment on the amount of golden advice they found just scrolling through the most recent posts and videos.

However, don’t feel like you are missing out as there is also a bank of prior tutorial videos that you can go through on topics you may have missed or are curious about. At this stage, so much has been covered and you’ll find some incredible information in there.

Weekly MVP Calls

As well as everything going on in the Facebook group, there are also weekly MVP calls where top traders are interviewed and offer group members tips, tricks, commentary, and recommended moves to make.

Having direct access to professionals like this is really something else. I’ve found out about crashes about to occur in this group and saved $1000’s that I would’ve otherwise left sitting there as well as been in the know about stocks that are about to blow up much earlier than I would’ve known about on my own

Daily Conference Calls

As well as the MVP calls, there are conference calls hosted at least once a day. In these calls the group discusses trading, technical analysis, and there’s a Q&A. There are channels for members involved in many different areas, from real estate investing, to vending, to e-commerce.

Options and Wealth Building Community Review | My Experience

My personal experience in the Todd Capital’s groups have been great. I’m at the stage where I’m not actually out looking for courses anymore as much as I am communities that allow me to be privy to information as it happens.

While I would recommend learning fundamentals as a beginner for whatever it is you want to get into, I would further recommend decent groups to be a part of with whatever it is you are pursuing.

I’m currently a member of both the Business Development Mastermind Group (check it out) for the business building as well as the Options and Wealth Building Community for putting my money to work, and using it to make more money with Stock / Options.

As I mentioned previously, being part of groups allows me to avoid looking at all of the fluff on Twitter and Social Media and have a one-stop shop. I probably find something useful in these groups a few times everyday.

I tend to think about opportunity cost a lot, which is the price you pay for something you aren’t doing. So if I wake up in the morning and read Twitter, thats time I’m spending not just reading things that are actually helping me earn money.

Now when I wake up, I’m able to immediately go to the REAL information and check into the targeted communities I’m a part of, and immediately get information on the market, learn what other people are doing, and often copy what smarter, better investors are doing.

As I mentioned earlier, there has been more than one occasion where I’ve been able to make huge gains I would’ve otherwise missed, and mitigate huge losses I would’ve otherwise suffered due to the information in these communities.

Options and Wealth Building Community Review | What People Are Saying

While I can only speak on my own experience in detail, the review’s on Options and Wealth Building Community really speak for themselves and my experience overall seems to be far from unique.

The 5000+ member community has grown quickly and continues to grow for a reason as well as the results these people are getting.

A member 5x’ing their share
A member quickly hitting their first $1000 day
A member making 38x their money options trading

This is literally a daily occurrence within the community and there is a lot to be learned from people posting their wins as it highlights stocks you should be looking at.

Most of my portfolio is a result of copying what other smarter people are doing. Tying back to that quote earlier, I’m not trying to be the best investor if I can have the information I need on hand from people who have been in the game longer than myself.

Options and Wealth Building Community Review | Wrap up

Not to beat a dead horse, but for those out there who want to keep their finger on the pulse and feel they’ve learned enough of the fundamentals, joining a community like this is the best, logical next step for you.

If you want to not only learn something, but keep up to date with it, whether thats investing or learning how to play chess, the best place to go is obviously where there is a bunch of enthusiastic and smart people talking about that thing none stop and providing daily, hourly, minutely value on it take on board and take action on as it happens.

If you want to keep your finger on the pulse when it comes to investing, be onboard when big plays are made, learn about things happening early so you mitigate potential losses click the button below to get onboard.

Options and Wealth Building Community Review | Bonuses

For reading this review and support SelfMadeNewbie.com, I’m also giving away a couple of bonuses exclusively to my readers, you can lock these in by clicking the button below.

Upon joining The Options and Wealth Building Community, the bonuses will be sent to your email.

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Sonority is a cloud-based voice-over and music-track synthesizer app that lets you create audio-tracks for your videos or podcast.

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Novo Bank Review – An Honest Novo Review

Novo Bank Review – An Honest Novo Review | Overview

Welcome to this Novo Bank Review. In this Novo Review, I’ll take you through the ins-and-outs of Novo so you see if it’s the right choice for you.

Novo is an online bank or NEO bank that has carved itself into the niche market to provide amazing internet banking services to entrepreneurs and small online business owners. It has quickly become extremely popular amongst these types of individuals as can be paid directly from most online sources to Novo, including YouTube and Affiliate networks.

Video Review

Novo Bank Review – An Honest Novo Review | Features

There are a wide range of features that make Novo a great online banking option.

Competitive

Novo has been compared to Azlo bank due to having similar features and perks. Now while Azlo used to be considered slightly better, recently 2 things have happened.

  1. Novo has stepped their game up a lot more to be the better service
  2. Alzo has gone completely out of business=

So if you had an Azlo account previously and you’re left without a bank, Novo might be the best logical choice you’ve been searching for.

Novo Bank Review

History and Financial Backing

Novo established in 2016 and is considered a Neo bank, which is essentially a tech company with a partnership with a real bank on the backend, similar to Chime Bank

In Novo’s case it is partnered with Middlesex Savings bank, which has been around for roughly 130 years.

What this partnership means is that users of Novo get FDIC insurance, which is $250,000. The same you’d get when joining any regular bank.

Novo Bank Review

Made for Entrepreneurs / Small Online Businesses

Novo has tried to carve out a niche market of providing banking services to small businesses specifically. That means anyone from small LLCs, freelancers, to sole proprietors.

Fees (or lack there of)

You can open a business account with a minimum of $50, and there are no low balanc, monthly fees, transaction fees, or ATM fees! (I know, wow!)

The only fees you will pay using Novo are for insufficient funds and uncollected funds returned which is a $27 charge

Also note, there is no interest in your account, but with yearly APY averaging about 0.2-0.5% – you’re not going to be making any interesting anyway considering how inflation is looking.

I don’t mind this so much as since there are zero fees with everything else to do with Novo, if you’re responsible with your money, you won’t run into these charges anyway.

Also, the ZERO ATM fees are applicable to any ATM, anywhere in the world, but comes with a small with a caveat. It works like a cash-back system. So, you are charged ATM fees initially, but these fees are refunded to you in full at the end of each month.

So, free, at the end of the day … or month.

Novo Bank Review

Core Product and Interface

The core Novo product is a business bank account and debit card. The interface is slick, intuitive, free or bugs, and it only takes a few minutes to sign up.

It’s extremely easy to check balances, deposit and transfer money, and everything else you’d expect in a banking app.

Novo Bank Review

Integrations

Novo also Integrates with a bunch of common freelancer or small business tools like,

  • Quickbooks
  • Shopify
  • Slack
  • Stripe
  • TransferWise
  • Wise
  • Xero

For those of you using stripe, you can connect stripe directly to your Novo account and transfer between each. They’re currently working on making these transfers instantaneous.

Stripe will also give you $20,000 Free in credit card processing.

There are perks included in a bunch of other integrations as well, such as free credits, discounts, and extended free trails, so check out their perks page every once in a while to see which ones could benefit you.

Novo Bank Review

Novo Reserves or Sub Accounts

For those of you who like sub accounts to separate your money for income and tax purposes, Novo offers what is called a Novo Reserve, which act in the same way. Currently you can only create one reserve account, but more will be available soon.

Invoicing

The invoicing feature is something special and similar to PayPal. You can send invoices directly to clients, track them, and also accept invoice payments via Credit Card, Debit card, Stripe, and Square is coming soon.

Fingers crossed for PayPay and maybe even Crypto.

Novo Bank Review

Novo Bank Review – An Honest Novo Review | Are there any Downsides?

A downside to a bank like Novo is that it isn’t a physical bank, so deposits aren’t as easy. If you do find yourself needing to make a lot of cash deposits, i’d recommended having another bank that you can transfer from into your Novo account

The trade off with it not being a physical bank is getting all the other amazing features I’ve mentioned.

Novo Bank Review

Novo Bank Review – An Honest Novo Review | Conclusion

To wrap up Novo is going to satisfy any small businesses owners and aspiring entrepreneurs out there.

It’s an intuitive business account with reserve accounts, ZERO ATM fees, and some excellent integrations with common small business software, as well as providing attractive perks with each one.

To check out Novo on your own, click the button in the description which I keep updated with Special deals regularly. So if there are any, clicking the button will ensure you get them!

Thanks for checking out this Novo Bank Review. Hope it helps!

Chime Review: Honest Chime Bank Review

Chime Review: Honest Chime Bank Review | Overview

Welcome to this Chime Review, were I will answer any and all questions you might have relating to Chime bank

Late in 2013, two entrepreneurs Chris Britt (CEO) and Ryan King (CTO) came together and founded Chime. Chime is part of a wave called NEO banks, which are basically bank, which are setup completely online.

Chime Bank Review
The Founder of Chime, Chris Britt (CEO) and Ryan King (CTO)

While this doesn’t technically make Chime a bank in the traditional sense, NEO Banks do need an underlying banking connection in order to legitimize them. In the case of Chime, they are connected to Bancorp Bank and Stride Bank. So think of Chime as a frontend and Bancorp and Stride as the bank end.

This should be viewed as a positive because these big banks are able to offer you up to $250,000 FDIC insurance, which Chime users are automatically privy to  as well.

Video Version Review

Chime Review: Honest Chime Bank Review | Features

GROWING USER BASE

Chime bank boasts an assortment of features many of which are unique to them and can’t be found anywhere else.

Currently there are about 8 million users who have chosen Chime as their choice of bank, a number which is constantly growing.

Chime Bank Review

INTUITIVE ACCOUNT SETUP

Chime offers 3 separate accounts that facilitate users with their budgeting and saving, which is a really cool feature.

The multiple account setup in Chime is really one of the highlights for me. First, you get a Spending Account, which is essentially a zero fee checking account.

On top of that, you can get a Savings Account, which gives you a 0.5% APY (annual percentage yield), which is actually a staggering 10x the national average which is only 0.05% APY.

The 3rd account is the Credit Builder, which works in the same way a secure credit card does as it allows you to build up your credit.

The credit builder works by transferring money from your spender account to your card, similar to a prepaid debit card. When you make purchases, it gets signed off at the credit bureau as “Paid in Full.” This is all processed with 0% interest and no credit check required.

In short, the spending account is your main account with the savings, and credit builder being optional additions.

ATM FEES

Currently there are 38,000 ATMS nationwide where you can use your chime card with ZERO fees. Also note, there are no cash reimbursements for transactions made outside of these ATM networks and at other ATM’s there is also a transaction fee or $2.50

Chime Bank Review

THE SPENDING ACCOUNT

As a new user, this is your first basic account. Chime was one of the first banks to offer ZERO fees for:

  • Low Bank Balances
  • Maintenance
  • Overdrafts

THE “SPOT ME” FEATURE

The spot me feature allows you to withdraw a $100 overdraft with NO fees attached. Think of it as chime giving you an I.O.U, which after you pay back, you’re good to keep using the service.

The requirements for the spot me feature is that you have an automatic monthly deposit setup of at least $500 per month. So if youR pay check is automatically going into your chime account, you should be good to go.

Another great feature is that from this direct deposit feature, Chime can front your paycheck up to 2 days early. This is a great addition for those expensive months, especially during this time.

SPENDER AND SAVINGS ACCOUNT INTEGRATION

The Spender and Savings Account integration is another favorite feature of mine, and is great for those of you who don’t want to think a lot about saving but still want to save in an autonomous way where they don’t have to worry about it.

The way the Spender and Savings Account integration works is every time you make a purchase on your debit card, it will round your purchase up to the nearest dollar and despit the difference into your Savings account.

So, if you buy something for $49.50, the card will treat it like a $50 payment, and deposit the remaining 50 cents into your savings account. This is a neat feature and you’d be surprised at how quickly your savings account can really add up over time.

To get more out of your savings account, I’d personally recommend learning the basics of stock market investing it and earning even more compounding interest over time.

THE “SAVE WHEN I GET PAID” FEATURE

Another automated savings feature is the “Save when I get paid” feature, which automatically allocates 10% of every paycheck into your savings account.

All of these deposits start earning interest immediately at the rate of 0.5% APY I mentioned earlier.

Chime Bank Review

INTERFACES

Chime is available on Web Browser, iPhone, and Android and has an intuitive interface on all 3 platforms, which makes tracking your accounts extremely easy.

It also makes it super easy to transfer money within Chime as it works similar to Venmo. Provided the other party has a chime account, you can send money instantly from your account to theirs.

Chime Review: Honest Chime Bank Review | Downsides

When it comes to using a NEO or Online Banking service, there are a few downsides that can be expected, but also some viable work-arounds to mitigate any hassle.

PHYSICAL DEPOSITS

Like with any NEO or Online Bank, it can often be an issue when it comes to depositing cash as there is nowhere to physically make those deposits.

Possible work-arounds to this are to setup another bank account that you can transfer from to your chime account. Alternatively, you can use a green dot card, which are readily available in the U.S, although there will be fees attached to this method.

CUSTOMER SUPPORT

Customer Support has received mixed reviews with a some comments out there relating to customer support waiting times. Various users have made complaints of these being a bit too long at times. However, it seems as though recently this may be being addressed by Chime. Firstly, with the introduction of Chime Bot within the app, which allows users to have common questions answered quickly.

FROZEN ACCOUNTS

Some users have also complained about having their accounts frozen when security picks up on what it deems to be a fraudulent charge. This could be looked at positively or negatively. While it can be a hassle to have your card frozen for what isn’t actually a fraudulent charge, it is good to know that If there is an actual fraudulent charge made to the account, there is a system in place that stops you losing your money.

This is also something that thankfully isn’t something that commonly occurs.

Chime Bank Review

Chime Review: Honest Chime Bank Review | In Conclusion

Personally, I’m a big fan of chime, especially when it comes to their unique features that promote autonomous savings.

Their focus on having customers automate their savings, as well as helping you save by offering you a Zero Fee spender account, is something anybody can appreciate.

Most people, including myself could do a lot better when it comes to managing savings and not dipping into them when we don’t really need to. As I said before, your savings account over time can will all of those spare-change payments going into it, over time can garner a decent chunk of change.

Also, despite there being concerns with support wait times, most customers are yet to have to actually use it now that ChimeBot has the answers to most questions on hand and is regularly updated

The Chime experience overall seems to be one that is stable, secure, and free of bugs and issues that require the need for much person to person support.

A GIFT FROM CHIME FOR MY READERS

If you’re reading this and thinking of signing up to Chime, they are currently giving away a FREE $75 sign up bonus when you click the button below.

So, if you do want to check it out, ensure you click the button below, which will lock-in the Giveaway before sending you to the Official Chime Bank Sign-up Page.

Thanks for reading, and enjoy Chime!